SHAMS, Usama; SHAFI, Noman; ULLAH, Usman; WAQAS. Driving fintech evolution through integrating social entrepreneurship, sustainable innovation, Digital transformation, and regulatory frameworks. Journal of Climate and Community Development, [S. l.], v. 4, n. 1, p. 105–123, 2025. Disponível em: https://joccd.com/index.php/joccd/article/view/70. Acesso em: 21 feb. 2026.